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HB401: relative to property and casualty insurers under the risk-based capital law.

Bill status: Signed by Governor

Bill details

Version history, amendments, and roll-call votes were not present in the imported local bill data.

Sponsors

Topics

Commerce Housing and property Insurance

Official links

CHAPTER 110

HB 401 – FINAL VERSION

2013 SESSION

13-0347

01/04

HOUSE BILL 401

AN ACT relative to property and casualty insurers under the risk-based capital law.

ANALYSIS

This bill clarifies the risk-based capital law as it applies to property and casualty insurers.

This bill is a request of the insurance department.

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

13-0347

01/04

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Thirteen

AN ACT relative to property and casualty insurers under the risk-based capital law.

Be it Enacted by the Senate and House of Representatives in General Court convened:

110:1 Insurance; Risk-Based Capital for Insurers. Amend RSA 404-F:3, I(a)(1) and (2) to read as follows:

(1) The insurer’s total adjusted capital is greater than or equal to its regulatory action level RBC but less than its company action level RBC; [or]

(2) If a life and/or health insurer, the insurer has total adjusted capital which is greater than or equal to its company action level RBC but less than the product of its authorized control level RBC and 2.5 and has a negative trend; or

(3) If a property and casualty insurer, the insurer has total adjusted capital which is greater than or equal to its company action level RBC but less than the product of its authorized control level RBC and 3.0 and triggers the trend test determined in accordance with the trend test calculation included in the property and casualty RBC instructions;

110:2 Effective Date. This act shall take effect 60 days after its passage.

Approved: June 25, 2013

Effective Date: August 24, 2013