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RSA 264:16 · Medical Payments

Title
XXI: MOTOR VEHICLES
Chapter
264 · ACCIDENTS AND FINANCIAL RESPONSIBILITY
Status
current
Official source linked
Yes
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264:16 Medical Payments. –

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I.

Any motor vehicle liability policy, as defined in RSA 259:61, covering a private passenger automobile and issued with respect to any motor vehicle registered or principally garaged in this state, shall provide medical payments coverage therein or supplemental thereto in an amount equal to or greater than $1,000 per person for reasonable medical costs incurred as a result of injuries sustained in an accident involving the insured vehicle by the driver and passengers in said vehicle. Such coverage shall apply only to medical costs incurred during 3 years following the date the injuries are sustained and the injured driver or passenger shall not be responsible for medical costs that have been determined by the motor vehicle liability insurer to not be reasonable.

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II.

A health carrier, as defined in RSA 420-G:2, VIII, shall not coordinate benefits against medical payments coverage.

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III.

Medical payments coverage shall not be assignable to any health care provider.

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IV.

The insured shall have the exclusive right to submit a claim for medical expenses under either medical payments coverage or a health insurance policy or both, as the insured elects; provided, however, an insured shall not be entitled to duplicate payment from medical payments coverage and a health insurance policy for the same medical expense.

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V.

This section shall not apply to any commercial policy insuring more than 4 automobiles, nor to any commercial policy covering a garage, automobile sales agency, repair shop, service station, public parking place operation hazards, or trucking operation. Source. RSA 268:15-b. 1971, 553:2; 577:1. 1981, 146:1. 1988, 77:3. 1997, 284:1. 1999, 170:1. 2002, 35:1. 2007, 314:1. 2010, 296:1, eff. Jan. 1, 2011. 2018, 195:1, eff. Aug. 7, 2018.

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Source note

Source. RSA 268:15-b. 1971, 553:2; 577:1. 1981, 146:1. 1988, 77:3. 1997, 284:1. 1999, 170:1. 2002, 35:1. 2007, 314:1. 2010, 296:1, eff. Jan. 1, 2011. 2018, 195:1, eff. Aug. 7, 2018.

Source history

  • 1971, 553:2; 577:1
  • 1981, 146:1
  • 1988, 77:3
  • 1997, 284:1
  • 1999, 170:1
  • 2002, 35:1
  • 2007, 314:1
  • 2010, 296:1, eff. Jan. 1, 2011
  • 2018, 195:1, eff. Aug. 7, 2018
  • RSA 268:15-b

Related materials

Bill relationships

  • 2026 HB1558 amend · effective 2027-01-01

    ring that no motorist operates a vehicle without the ability to pay for damages. 2 New Sections; Motor Vehicles; Financial Responsibility; Proof Required at Registration. Amend RSA 264 by inserting after section 2 the following new sections: 264:2-a Proof of Financial Responsibility Required at Registration. I. No motor vehicle shall be registered in this state unless the applicant provides one of t

  • 2026 HB1558-FN amend · effective 2027-01-01

    ring that no motorist operates a vehicle without the ability to pay for damages. 2 New Sections; Motor Vehicles; Financial Responsibility; Proof Required at Registration. Amend RSA 264 by inserting after section 2 the following new sections: 264:2-a Proof of Financial Responsibility Required at Registration. I. No motor vehicle shall be registered in this state unless the applicant provides one of t

  • 2026 HB1568 amend · effective 2027-01-01

    requirements for motor vehicles. Be it Enacted by the Senate and House of Representatives in General Court convened: 1 New Section; Mandatory Liability Insurance. Amend RSA 264 by inserting after section 15 the following new section: 264:15-a Mandatory Liability Insurance. I. No motor vehicle required to be registered in this state shall be operated upon any way unless the owner maintains

  • 2026 HB1568-FN amend · effective 2027-01-01

    requirements for motor vehicles. Be it Enacted by the Senate and House of Representatives in General Court convened: 1 New Section; Mandatory Liability Insurance. Amend RSA 264 by inserting after section 15 the following new section: 264:15-a Mandatory Liability Insurance. I. No motor vehicle required to be registered in this state shall be operated upon any way unless the owner maintains

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