RSA 359-B:22 · Definitions

359-B:22 Definitions. – In this subdivision:

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I.

"Identity theft" means the unauthorized taking or use of an individual's personal information to obtain credit, goods, services, money, or property, with the intent to commit fraud. In this paragraph, personal information includes, but is not limited to, an individual's first name or initial and last name in combination with any one or more of the following data elements, when either the name or the data elements are not encrypted:

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(a)

Social security number.

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(b)

Driver's license number.

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(c)

Account number, credit card number, or debit card number, in combination with any required security code, access code, or password that would permit access to an individual's financial account.

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II.

"Proper identification" has the same meaning as in 15 U.S.C. section 1681h(a)(1), and includes:

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(a)

The consumer's full name, including first, last, and middle names and any suffix.

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(b)

Any name the consumer previously used.

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(c)

The consumer's current and recent full addresses, including street address, any apartment number, city, state, and zip code.

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(d)

The consumer's social security number.

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(e)

The consumer's date of birth.

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III.

"Security freeze" or "freeze" means a notice placed in a consumer report at the request of the consumer pursuant to RSA 359-B:24 that prohibits a consumer reporting agency from releasing the consumer report or credit score. Source. 2006, 208:1, eff. Jan. 1, 2007.

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