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RSA 399-A:5 · License Grant and Renewal

399-A:5 License Grant and Renewal. –

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I.

Upon the filing of the complete application, payment of the required application fee, and completion of a pre-licensing investigation by the department, the commissioner shall issue a license to the applicant and to the applicant's branches to engage in the business of a small loan lender if the commissioner determines that:

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(a)

The applicant's financial resources and responsibility, experience, character and general fitness, personnel, and record of past or proposed conduct warrant the public's confidence; and that

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(b)

The business will be operated lawfully, honestly, and fairly within the provisions of this chapter.

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II.

A licensee may renew its license by paying the required annual fee of $450 for the principal license and $450 for each branch office license to the banking department on or before December 31 for the ensuing year that begins on January 1 if the licensee:

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(a)

Holds a valid license under this section; and

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(b)

Is in compliance with this chapter and the rules adopted pursuant to this chapter.

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III.

Failure to renew the license shall result in the license terminating on December 31.

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IV.

No license shall be issued to any person whose principal place of business is located outside of this state unless that person designates an agent residing within this state for service of process.

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V.

The initial license term shall begin on the day the application is approved. The license shall expire on December 31 of the year in which the license term began, unless the initial license date is between November 1 and December 31, in which instance the initial license term shall run through December 31 of the following year. Source. 2015, 73:1, eff. Jan. 1, 2016. 2024, 368:4, eff. Oct. 22, 2024.

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Source note

Source. 2015, 73:1, eff. Jan. 1, 2016. 2024, 368:4, eff. Oct. 22, 2024.

Source history

  • 2015, 73:1, eff. Jan. 1, 2016
  • 2024, 368:4, eff. Oct. 22, 2024

Related materials

Bill relationships

  • 2026 HB1207 reference · effective 2027-07-01

    l assessment for that year. (c) From consumer credit division entities. Each entity subject to the supervision of the commissioner under the provisions of RSA 361-A, RSA 397-A, RSA 399-A, RSA 399-D, and RSA 399-G, shall be charged and shall pay such proportion of the balance applicable to the consumer credit administration division under the department's accounting unit designation as the gross revenue

  • 2026 HB1207 amend · effective 2027-07-01

    ch branch of such licensee maintained in this state. 24 Pawnbrokers and Moneylenders; Regulation of Small Loans, Title Loans, and Payday Loans; License Grant and Renewal. Amend RSA 399-A:5, II to read as follows: II. A licensee may renew its license by paying the required annual fee of [$450] $1,000 for the principal license and [$450] $750 for each branch office license to the banking department on o

  • 2026 HB1207-FN reference · effective 2027-07-01

    l assessment for that year. (c) From consumer credit division entities. Each entity subject to the supervision of the commissioner under the provisions of RSA 361-A, RSA 397-A, RSA 399-A, RSA 399-D, and RSA 399-G, shall be charged and shall pay such proportion of the balance applicable to the consumer credit administration division under the department's accounting unit designation as the gross revenue

  • 2026 HB1207-FN amend · effective 2027-07-01

    ch branch of such licensee maintained in this state. 24 Pawnbrokers and Moneylenders; Regulation of Small Loans, Title Loans, and Payday Loans; License Grant and Renewal. Amend RSA 399-A:5, II to read as follows: II. A licensee may renew its license by paying the required annual fee of [$450] $1,000 for the principal license and [$450] $750 for each branch office license to the banking department on o