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RSA 402-J:2 · Definitions

402-J:2 Definitions. – In this chapter:

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I.

"Business entity" means a corporation, association, partnership, limited liability company or partnership, or other legal entity.

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II.

"Commissioner" means the insurance commissioner of the state of New Hampshire.

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III.

"Home state" means the District of Columbia and any state or territory of the United States in which an insurance producer maintains his or her principal place of residence or principal place of business and is licensed to act as an insurance producer.

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IV.

"Insurance" means any of the lines of authority in RSA 401:1 and RSA 401:1-a.

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V.

"Insurance producer" means a person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance.

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VI.

"License" means a document issued by the commissioner authorizing a person to act as an insurance producer for the lines of authority specified in the document. The license itself does not create any authority, actual, apparent, or inherent, in the holder to represent or commit an insurance carrier.

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VII.

"Limited line credit insurance" includes credit life, credit disability, credit property, credit unemployment, involuntary unemployment, mortgage life, mortgage guaranty, mortgage disability, guaranteed automobile protection gap insurance, and any other form of insurance offered in connection with an extension of credit that is limited to partially or wholly extinguishing that credit obligation that the commissioner determines should be designated a form of limited line credit insurance.

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VIII.

"Limited line credit insurance producer" means a person who sells, solicits or negotiates one or more forms of limited line credit insurance coverage to individuals through a master, corporate, group, or individual policy.

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IX.

"Limited lines insurance" means those lines of insurance that the commissioner deems necessary to recognize for the purpose of complying with RSA 402-J:8.

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X.

"Limited lines producer" means a person authorized by the commissioner to sell, solicit, or negotiate limited lines insurance.

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XI.

"Negotiate" means the act of conferring directly with or offering advice directly to a purchaser or prospective purchaser of a particular contract of insurance concerning any of the substantive benefits, terms, or conditions of such contract, provided that the person engaged in that act either sells insurance, or obtains insurance from insurers for purchasers.

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XII.

"Person" means an individual or business entity.

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XIII.

"Sell" means to exchange a contract of insurance by any means, for money or its equivalent, on behalf of an insurance company.

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XIV.

"Solicit" means attempting to sell insurance or asking or urging a person to apply for a particular kind of insurance from a particular company.

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XV.

"Terminate" means the cancellation of the relationship between an insurance producer and the insurer or the termination of a producer's authority to transact insurance.

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XVI.

"Uniform application" means the current version of the NAIC uniform application for resident and nonresident producer licensing.

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XVII.

"Uniform business entity application" means the current version of the NAIC uniform business entity application for resident and nonresident business entities. Source. 2000, 315:1. 2001, 95:1, eff. Aug. 20, 2001.

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Source note

Source. 2000, 315:1. 2001, 95:1, eff. Aug. 20, 2001.

Source history

  • 2000, 315:1
  • 2001, 95:1, eff. Aug. 20, 2001

Related materials

Bill relationships

  • 2026 HB1491 related · effective 2029-07-01

    ?RSA 400-A:17 through RSA 400-A:24, relative to hearings and appeals; (c) ? RSA 400-A:37, relative to examinations; (d) ?RSA 402-B, relative to insurance claims adjusters; (e) ?RSA 402-J, relative to producer licensing; (f) ?RSA 417:1 through 417:31, relative to unfair trade practices and fraud investigations; and (g) RSA 420-G:11, II, II-a, and IV, relative to the submission of claims data to the de

  • 2026 SB614 related · effective 2027-07-01

    gs and appeals; (c) RSA 400-A:37, relative to examinations; (d) RSA 402-B relative to insurance claims adjusters; (e) RSA 402-H relative to third-party administrators; (f) RSA 402-J, relative to producer licensing; and (g) RSA 417:1 through 417:31 relative to unfair trade practices and fraud investigations. IV. This section does not apply to or provide exemptions for insurance companies issuing

  • 2026 SB614-FN related · effective 2027-07-01

    gs and appeals; (c) RSA 400-A:37, relative to examinations; (d) RSA 402-B relative to insurance claims adjusters; (e) RSA 402-H relative to third-party administrators; (f) RSA 402-J, relative to producer licensing; and (g) RSA 417:1 through 417:31 relative to unfair trade practices and fraud investigations. IV. This section does not apply to or provide exemptions for insurance companies issuing