RSA 402-P:5 · Sales Practices for Wellness Programs

402-P:5 Sales Practices for Wellness Programs. –

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I.

No pet insurer and/or producer shall market a wellness program as pet insurance.

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II.

If a wellness program is sold by a pet insurer and/or producer:

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(a)

The purchase of the wellness program shall not be a requirement to the purchase of pet insurance.

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(b)

The costs of the wellness program shall be separate and identifiable from any pet insurance policy sold by a pet insurer and/or producer.

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(c)

The terms and conditions for the wellness program shall be separate from any pet insurance policy sold by a pet insurer and/or producer.

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(d)

The products or coverages available through the wellness program shall not duplicate products or coverages available through the pet insurance policy.

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(e)

The advertising of the wellness program shall not be misleading and shall be in accordance with this section.

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(f)

A pet insurer and/or producer shall clearly disclose the following to consumers, printed in 12-point boldface type:

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(1)

That wellness programs are not insurance.

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(2)

The address and customer service telephone number of the pet insurer or producer or broker of record.

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(3)

The department's mailing address, toll-free telephone number, and website address.

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III.

Coverages included in the pet insurance policy contract described as "wellness" benefits are insurance. Source. 2023, 149:1, eff. Jan. 1, 2024.

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