RSA 402:82 · Claim Forms and Applications

402:82 Claim Forms and Applications. –

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I.

All insurance claim forms shall contain the following statement : "Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20."

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II.

No insurance company or producer shall accept an application for workers' compensation or life, accident and health insurance unless the application includes:

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(a)

A written or electronic signature of the producer, unless the transaction does not involve a producer; and

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(b)

A written or electronic signature of the applicant. In the case of group life, accident, or health insurance, the certificate holder insured under the group health policy is not the applicant.

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III.

Paragraph II shall not apply to a request for a binder providing temporary coverage, provided the binder is effective for a period of no more than 30 days. The insurer shall comply with the provisions of paragraph II before the issuance of the insurance policy.

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IV.

The lack of the information required by paragraphs I and II shall not constitute a defense against prosecution under RSA 638:20 or any other criminal statute.

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V.

"Electronic signature" shall have the same definition as under RSA 294-E:2.

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VI.

"Written signature" means an original signature or a duplicate copy made by photocopying, facsimile, or other means similar and does not include stamped signatures. Source. 1991, 248:2. 2008, 378:3. 2010, 212:4. 2011, 189:1. 2014, 196:1, eff. July 11, 2014. 2022, 42:4, eff. July 2, 2022.

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