This RSA section is an unofficial mirror, is not legal advice, and may be incomplete, outdated, or incorrectly processed.
RSA 412:23 · Advisory Organizations; Permitted Activity
412:23 Advisory Organizations; Permitted Activity. – An advisory organization in addition to other activities not prohibited, is authorized, on behalf of its members and subscribers, to:
Copy linkPrepare, file and distribute prospective loss costs which may include provisions for special assessments.
Copy linkPrepare, file and distribute factors, calculations or formulas pertaining to classification, territory, increased limits and other variables.
Copy linkPrepare, file and distribute manuals of rating rules, rating schedules and other supplementary rating information that do not include final rates, expense provisions, profit provisions or minimum premiums.
Copy linkDistribute information that is required or directed to be filed with the commissioner.
Copy linkConduct research and on-site inspections in order to prepare classifications of public fire defenses.
Copy linkConsult with public officials regarding public fire protection as it would affect members, subscribers and others.
Copy linkConduct research in order to discover, identify and classify information relating to causes or prevention of losses.
Copy linkConduct research relating to the impact of statutory changes upon prospective loss costs and special assessments.
Copy linkPrepare, file and distribute policy forms and endorsements and consult with members, subscribers and others relative to their use and application.
Copy linkConduct research and on-site inspections for the purpose of providing risk information relating to individual structures.
Copy linkConduct on-site inspection to determine rating classification for individual insureds.
Copy linkCollect, compile and publish past and current prices of individual insurers, provided such information is also made available to the general public at a reasonable cost.
Copy linkCollect and compile exposure and loss experience for the purpose of individual risk experience ratings.
Copy linkFile final rates, at the direction of the commissioner, for residual market mechanisms.
Copy linkFurnish any other services, as approved or directed by the commissioner, related to those enumerated in this section. Source. 2003, 150:1, eff. Jan. 1, 2004.
Copy linkSource note
Source. 2003, 150:1, eff. Jan. 1, 2004.
Source history
- 2003, 150:1, eff. Jan. 1, 2004
Related materials
Bill relationships
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2026 HB1064
reference · effective 2027-01-01
y municipal subdivision thereof, including any county, city, town, school district, school administrative unit or other district, to procure the policies of insurance described in RSA 412 or participate in pooled risk management, or self-insurance, pursuant to RSA 5-B. In any action against the state or any municipal subdivision thereof to enforce liability on account of a risk so insured against, the in
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2026 HB1064-FN
reference · effective 2027-01-01
y municipal subdivision thereof, including any county, city, town, school district, school administrative unit or other district, to procure the policies of insurance described in RSA 412 or participate in pooled risk management, or self-insurance, pursuant to RSA 5-B. In any action against the state or any municipal subdivision thereof to enforce liability on account of a risk so insured against, the in
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2026 HB1197
amend · effective 2027-01-01
ance Trade Practices. Amend RSA 417:4, IX(b)(15) to read as follows: (15) The rebate of all or part of a producer's commission on the sale of commercial insurance as defined in RSA 412 provided the insurer expressly provides for such rebate in its rate filings [approved by the commissioner] and the reduction of the commission is not disclosed to the insured either directly or indirectly; 17 Public A
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2026 HB1197-FN
amend · effective 2027-01-01
ance Trade Practices. Amend RSA 417:4, IX(b)(15) to read as follows: (15) The rebate of all or part of a producer's commission on the sale of commercial insurance as defined in RSA 412 provided the insurer expressly provides for such rebate in its rate filings [approved by the commissioner] and the reduction of the commission is not disclosed to the insured either directly or indirectly; 17 Public A
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2026 HB1353
amend · effective 2027-01-01
t Enacted by the Senate and House of Representatives in General Court convened: 1 New Section; Motor Vehicle Insurance Premium Discounts for Annual Safety Inspections. Amend RSA 412 by inserting after section 16 the following new section: 412:16-a Motor Vehicle Insurance Premium Discounts for Annual Safety Inspections. I. Each insurer writing motor vehicle insurance in this state shall include
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2026 HB1486
amend · effective 2027-01-01
Be it Enacted by the Senate and House of Representatives in General Court convened: 1 New Section; Prohibition on Insurance Requirements for Spouses of DWI Offenders. Amend RSA 412 by inserting after section 8 the following new section: 412:8-a Prohibition on Insurance Requirements for Spouses of DWI Offenders. I. No insurer issuing a motor vehicle liability policy in this state shall requi
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2026 HB1582
amend
of property owners. The purpose of this act is to prohibit such uses and practices to protect New Hampshire consumers. 2 New Section; Use of Credit Information Prohibited. Amend RSA 412 by inserting after section 15 the following new section: 412:15-a Use of Credit Information Prohibited. I. Notwithstanding any other provision of law, no insurer or insurance producer may use an applicant's or insured
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2026 HB1582-FN
amend
of property owners. The purpose of this act is to prohibit such uses and practices to protect New Hampshire consumers. 2 New Section; Use of Credit Information Prohibited. Amend RSA 412 by inserting after section 15 the following new section: 412:15-a Use of Credit Information Prohibited. I. Notwithstanding any other provision of law, no insurer or insurance producer may use an applicant's or insured
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2026 SB409
reference · effective 2027-01-01
y municipal subdivision thereof, including any county, city, town, school district, school administrative unit or other district, to procure the policies of insurance described in RSA 412 or participate in pooled risk management, or self-insurance, pursuant to RSA 5-B. In any action against the state or any municipal subdivision thereof to enforce liability on account of a risk so insured against, the i
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2026 SB409-FN
reference · effective 2027-01-01
y municipal subdivision thereof, including any county, city, town, school district, school administrative unit or other district, to procure the policies of insurance described in RSA 412 or participate in pooled risk management, or self-insurance, pursuant to RSA 5-B. In any action against the state or any municipal subdivision thereof to enforce liability on account of a risk so insured against, the i
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2026 SB565
amend · effective 2027-01-01
ds, and other mitigation and resiliency programs. Be it Enacted by the Senate and House of Representatives in General Court convened: 1 New Subdivision; Reporting. Amend RSA 412 by inserting after section 14 the following new subdivision: Reporting 412:14-a Reporting. I. To promote awareness of and incentives for fortified homes and commercial property standards, and other mitigation and r
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2026 SB565-FN
amend · effective 2027-01-01
ds, and other mitigation and resiliency programs. Be it Enacted by the Senate and House of Representatives in General Court convened: 1 New Subdivision; Reporting. Amend RSA 412 by inserting after section 14 the following new subdivision: Reporting 412:14-a Reporting. I. To promote awareness of and incentives for fortified homes and commercial property standards, and other mitigation and r