RSA 417-D:2-e · Coverage of Perinatal Mental Health and Substance Use Disorder Treatment

417-D:2-e Coverage of Perinatal Mental Health and Substance Use Disorder Treatment. –
I. Any group health plan or health insurance issuer offering group health insurance coverage, that provides benefits with respect to mental health and substance use disorders treatment furnished to a perinatal individual enrolled under such plan or coverage, may choose to waive copayment for such services.
II. For a health care contract that meets the definition of a "high deductible plan" set forth in 26 U.S.C. section 223(c)(2), this requirement shall apply only after the enrollee has satisfied the minimum deductible under section 223 for the year, except with respect to items or services that are preventive care pursuant to section 223(c)(2)(C) of the federal Internal Revenue Code, in which case paragraph I shall apply regardless of whether the minimum deductible under section 223 has been satisfied.
III. In this section:
(a) "Perinatal individual" shall refer to an individual who:
(1) Is pregnant or is within 12 months of giving birth;
(2) Is a biological parent or an adoptive or foster parent who is within 12 months from assuming custodial care of a child; or
(3) Has lost a pregnancy or relinquished an infant for adoption within the previous 12 months.
(b) "Substance use treatment" and "substance use disorder services" mean health care services that are provided to a covered person as treatment for an addictive substance-related condition, not including treatment for any condition related to tobacco use.
Source. 2025, 141:262, eff. Jan. 1, 2026.