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RSA 480:4 · Exemption

480:4 Exemption. – The homestead right does not cancel or erase any debt. Instead, the homestead right is exempt from attachment during its continuance from levy or sale on execution, and from liability to be encumbered or taken for the payment of debts, except in the following cases:

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I.

In the collection of taxes;

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II.

In the enforcement of liens to collect on forfeited bail bonds or domestic support obligations;

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III.

In the enforcement of liens of mechanics and others for debts created in the construction, repair or improvement of the homestead;

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IV.

In the enforcement of mortgages which are made a charge thereon according to law;

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V.

In the enforcement of liens filed by homeowner associations or by condominium associations under RSA 356-B, for unpaid assessments against the homestead, including collection costs;

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VI.

For debts existing at the time that the homestead was purchased, unless pursuant to RSA 480:1, II; and

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VII.

In the levy of executions as provided in this chapter. Source. 1851, 1089:1, 5. CS 196:1, 5. GS 124:1, 18. 1868, 1:33. GL 138:1, 23. PS 138:3. PL 214:3. RL 260:3. 2014, 169:1, eff. Jan. 1, 2015. 2025, 282:2, eff. Jan. 1, 2026.

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Source note

Source. 1851, 1089:1, 5. CS 196:1, 5. GS 124:1, 18. 1868, 1:33. GL 138:1, 23. PS 138:3. PL 214:3. RL 260:3. 2014, 169:1, eff. Jan. 1, 2015. 2025, 282:2, eff. Jan. 1, 2026.

Source history

  • 1851, 1089:1, 5. CS 196:1, 5. GS 124:1, 18
  • 1868, 1:33. GL 138:1, 23. PS 138:3. PL 214:3. RL 260:3
  • 2014, 169:1, eff. Jan. 1, 2015
  • 2025, 282:2, eff. Jan. 1, 2026

Related materials

Bill relationships

  • 2026 HB1197 reference · effective 2027-01-01

    subject to any other state and federal laws except that [the first $120,000, or $240,000 for a couple, of the funds] an amount equal to the homestead right exemptions pursuant to RSA 480 of the refund shall be exempt from attachment by creditors if the original entrance fee was payable from the proceeds of a house sold by the resident in New Hampshire. 24 Effective Date. This act shall take effect Ja

  • 2026 HB1197-FN reference · effective 2027-01-01

    subject to any other state and federal laws except that [the first $120,000, or $240,000 for a couple, of the funds] an amount equal to the homestead right exemptions pursuant to RSA 480 of the refund shall be exempt from attachment by creditors if the original entrance fee was payable from the proceeds of a house sold by the resident in New Hampshire. 24 Effective Date. This act shall take effect Ja

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